We’re proud to share that Vipin Varghese, Mortgage Adviser at EasyStreet Mortgages, has been recognised as a KAN Silver Performer for Mortgage Advice for the 2025/2026 financial year.

This recognition reflects the mortgage lending volume settled with the support of Vipin and his clients during the financial year, together with meeting the professional and compliance standards required by the Kiwi Adviser Network.

What Does the KAN Silver Performer Award Mean?

The Kiwi Adviser Network (KAN) introduced its Top Performer Tiers to recognise advisers across different areas of financial advice.

For Mortgage Advice, the 2025/2026 performance framework is based on settled mortgage volume between 1 April 2025 and 31 March 2026.

Vipin achieved the KAN Silver Performer tier for Mortgage Advice.

More Than a Mortgage Settlement

A settled lending figure is one part of the story. Behind every mortgage is a person, a family and a financial goal.

It could be a first-home buyer taking their first step onto the property ladder, a family looking to upgrade their home, an investor purchasing another property, or a homeowner considering refinancing their existing mortgage.

As a mortgage adviser in Christchurch, Vipin works closely with clients to understand their individual circumstances before exploring potential lending options.

Understanding Your Mortgage Options

A mortgage application can involve many different factors, including:

• Income and expenses
• Deposit and available equity
• Existing loans and financial commitments
• Credit history
• Borrowing capacity
• Property goals
• Lender requirements
• Mortgage structure

The goal isn't simply to arrange a loan. It is about helping clients understand their options and find a mortgage strategy that aligns with their circumstances and financial goals.

Professional Standards Matter

KAN's Top Performer recognition is not based solely on mortgage lending volume.

To receive a KAN Performer badge, advisers must also maintain the professional and compliance standards required by the network.

For clients, professional standards are an important part of the mortgage advice process. A home loan is a significant financial commitment, so having an adviser who takes the time to understand your circumstances and provides advice within the required professional framework matters.

Helping Clients With Their Mortgage Goals

First-Home Buyers

Buying your first home can feel overwhelming. Understanding your deposit, borrowing capacity, lender requirements and potential home loan options can help you approach the process with greater clarity.

Homeowners

Your mortgage needs can change over time. Refinancing, restructuring or reviewing your existing home loan may be worth considering when your circumstances or financial goals change.

Property Investors

Property investment can involve different lending requirements and strategies. Understanding your equity, borrowing capacity and potential lending structures can help you plan your next investment.

Self-Employed Clients

Self-employed borrowers can have different income documentation and lending requirements. Understanding how lenders assess your financial position can be an important part of the application process.

Experience Across Different Mortgage Situations

Every client is different. A first-home buyer may have different priorities from an experienced property investor. A self-employed applicant may have a different lending profile from someone earning a regular salary.

Working with a wide range of mortgage applications provides experience across different lending situations and helps create conversations around what may be achievable for each client.

Thank You to Our Clients

This recognition would not be possible without the clients who have trusted Vipin and his Mortgage Advisers team.

Thank you to everyone who has worked with us, referred friends and family, shared a review or recommended our services.

Every settlement represents an important step for someone — whether that's buying a first home, moving into a new home, investing in property or restructuring existing lending.

We are grateful to be part of those journeys.

Looking Ahead

Receiving the KAN Silver Performer – Mortgage Advice recognition is an achievement we are proud of, but the focus remains on providing personalised mortgage advice and helping clients understand their options.

Whether you're a first-home buyer, homeowner, property investor, self-employed borrower or property developer, understanding your mortgage options can be an important first step.

If you're looking for a mortgage adviser in Christchurch or need help understanding your home loan options, get in touch to discuss your goals.

Your goals. My expertise.

Frequently Asked Questions

What is a KAN Silver Performer for Mortgage Advice?

KAN's Silver Performer recognition for Mortgage Advice applies to advisers who achieved between $50 million and $74.9 million in settled mortgage volume during the 2025/2026 financial year, from 1 April 2025 to 31 March 2026, while meeting the network's professional and compliance requirements.

What does the KAN Silver recognition mean for clients?

The recognition reflects mortgage lending volume achieved during the financial year alongside the professional and compliance standards required by KAN. Every mortgage application is different, so advice should be based on the client's individual circumstances and goals.

Can Vipin help first-home buyers?

Yes. Vipin helps first-home buyers understand their deposit, borrowing capacity, lender requirements and potential mortgage options.

Does Vipin help with refinancing?

Yes. Mortgage advice can include reviewing existing lending and exploring potential refinancing or restructuring options based on your financial circumstances and goals.

Where does Vipin Varghese provide mortgage advice?

Vipin is based in Christchurch and helps clients across Christchurch and Canterbury, as well as clients throughout New Zealand.