Vipin Varghese on Namasthe Kerala - First Home Buyer Tips in New Zealand

In this feature on Namasthe Kerala, Vipin Varghese shares valuable insights from his journey in the New Zealand mortgage industry, with practical advice for first home buyers entering the property market.

He highlights key considerations such as minimum deposit requirements in New Zealand, typically starting from 5% to 20%, and how preparing your savings early can improve your home loan approval chances.

Vipin also emphasises the importance of maintaining strong account conduct — including consistent income, controlled spending, and avoiding unnecessary debt — as lenders carefully assess your financial behaviour before approving a mortgage.

Through EasyStreet Mortgages, he continues to support New Zealand families with personalised guidance, helping them understand the home buying process and make confident, informed financial decisions.