We help families in Christchurch and across New Zealand protect their health, income, and future with tailored insurance solutions. Get personalised advice from a trusted New Zealand insurance adviser.

Kia ora, I’m Vipin Varghese, a Christchurch-based insurance and mortgage adviser helping clients across New Zealand protect their income, health, and financial future.

I moved to New Zealand from India 18 years ago and have built my career across sales, property, and financial services. Since 2019, I’ve been advising clients through Easystreet Mortgages, helping Kiwi families with insurance, home loans, and financial protection strategies.

Whether you’re a first-home buyer, growing family, or business owner, I provide tailored insurance solutions aligned with your goals and New Zealand insurer requirements.

My Professional Journey in New Zealand

I began my career in sales, developing strong communication and client relationship skills, before progressing into corporate sales roles.

My passion for property led me to Trade Me Property, where I gained insight into how New Zealanders make property decisions.

In 2019, I transitioned into financial services with Easystreet Mortgages, working directly with clients on insurance and lending solutions.

This experience across sales, property, and finance gives me a full understanding of the financial journey in New Zealand.

Why Choose Vipin Varghese as your Insurance Adviser?

  • Local Christchurch & Canterbury market expertise
  • Experience since 2019 in insurance and mortgage advice
  • Sales, property (Trade Me Property), and finance background
  • Knowledge of NZ insurer policies and lending requirements
  • Client-first, practical advice approach
  • Multilingual support: English, Hindi, Malayalam, Telugu, Tamil

Insurance Services in Christchurch & New Zealand

Life Insurance

Protect your family with cover for mortgages, debts, and living expenses.

TPD Insurance

Lump sum payment if you’re permanently unable to work due to illness or injury.

Trauma Insurance

Financial support for serious illness such as cancer, stroke, or heart attack.

Income Protection Insurance

Replace a portion of your income if you cannot work.

Mortgage Protection Insurance

Keep your home loan repayments covered during difficult times.

Health Insurance

Access private healthcare and avoid long public waiting lists.

Business Insurance

Protect your business with key person and financial risk cover.

How It Works

  1. Free Consultation: Discuss your goals and needs
  2. Personalised Advice: Tailored insurance recommendations
  3. Easy Application: We handle paperwork
  4. Ongoing Support: Help with reviews and claims
  5. Peace of Mind: Financial protection in place

No-Cost Insurance Advice in New Zealand

We don’t charge you a fee. We’re paid by the insurer when your policy is activated, so you receive expert advice at no direct cost.

Frequently Asked Questions – Insurance

Do I need insurance in New Zealand?

Yes. Insurance protects NZ families from financial stress caused by illness, injury, or loss of income, helping secure your mortgage and lifestyle.

What insurance services do you offer in NZ?

We offer life, trauma, TPD, income protection, mortgage protection, health insurance, and business insurance across Christchurch and New Zealand.

Is insurance advice free in New Zealand?

Yes. Our advice is free for clients. We are paid by the insurer when your policy is activated, so there are no upfront fees.

Can self-employed people get insurance?

Yes. We help self-employed clients in Christchurch and across NZ with income protection, life insurance, and mortgage protection tailored to variable income.

What is the difference between trauma and TPD insurance?

Trauma insurance pays a lump sum for serious illness like cancer or stroke. TPD insurance pays if you are permanently unable to work due to illness or injury.